The new year brings new resolutions and this year a lot of us may be turning towards a more Climatarian lifestyle.
Being a Climatarian means you are consciously making life decisions that has less impact on climate change. This may involve converting to a greener home or swapping to a vehicle with less emissions.
To help you achieve your goals, there are quite a few lenders out there with specific products tailored for the greener you.
For example, green personal loans will fund purchases forany approved clean energy products such as solar panels or batteries.
There are also car loans specifically for electric or hybridvehicles with certain levels of low emissions.
Usually, these loans come with lower rates or fees but onlyfor the approved items you are purchasing. Alternatively, you might find that you are able to borrow more or perhaps even the entire purchase without putting in any deposit of your own.
Sometimes there are options for construction loans to help you build the energy efficient home.
Lastly, you can always restructure your current home loan to see what equity you can take out to help make those green changes to your home or vehicle.
Feel free to chat with Sarah Zhou at Beyond Financial and discuss your finance options to help you achieve those goals.
